Monday, April 3, 2017

Being Smart with $$ -- Quarter update, but it's the decades that matter


First quarter update: U.S. stocks were up a healthy 5.8%.  But have you avoided international stocks because they have done worse than U.S. stocks lately? If yes, that cost you as international stocks returned 8.5%.  What will they do next? Turn on CNBC and you’ll hear some say the markets are going to roar ahead.  Others will tell you we are set for a fall.  Some will insist international stocks have started a run of outperformance.  Others will disagree.  It all depends which 5 minutes you spend watching.   Maybe best to leave the TV off and stick to a well thought out investment plan.  This quarter was great but it’s decades that matter when building a retirement account. (Vanguard “total” index funds used for returns above.)

Larry Pike, CFA

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