Tuesday, November 5, 2019

Being Smart with $$ - New Required Fee Table Let's You See What You're Getting Charged


You probably don’t know how you are getting charged by your financial adviser.  That’s why Massachusetts will soon require advisers to provide a one-page fee table to all clients that is designed to simplify the different ways investors may be charged and make it easier for them to understand.  I attended a recent session with the Massachusetts Securities Division where advisers learned about this new requirement.  Many questions posed to the regulators addressed the fact that advisers charge so many different fees that they can’t see how they can get it onto one page.  When an adviser charges commissions and takes a percentage of assets for themselves and then takes a percentage of assets for an outside money manager and then takes referral fees and who knows what else, it’s hard to get it onto one page.  But what if an adviser charged a simple hourly fee and never received commissions or referral fees and doesn’t take a percentage of assets annually?  That would be how Client Priority Financial Advisors LLC charges clients and why one page is more than enough. This hourly model lets the adviser avoid conflicts of interest and be free to choose only the best solutions for your needs. 
Larry Pike, CFA
Client Priority Financial Advisors LLC
www.clientpriority.com

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